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Some observers had hoped the firm would open its M-Shwari platform up to lots of banks but no lender except Commercial Bank of Africa may use Safaricom’s extensive network of agents.
Beautiful scenery, gentle rolling grasslands, and an abundance of wildlife define this unique region of the world.
The caldera is about 6.5 km (4 mi) across and formed following an eruption, when the emptied magma chamber collapsed under the weight of volcanic rock above it.
For active volcanoes in Kenya, see the Natural hazards-volcanism subfield in the Geography section. Fischer's Tower at the eastern entrance to Hell's Gate Gorge in Hell's Gate National Park.
If they are refused loans, applicants are not told why.
Defaulters face losing their phone number, which Safaricom reckons means more than a duff credit rating in mobile-mad Kenya. In its first four months 2.3m subscribers opted in to M-Shwari; about 900,000 of them have active accounts.
Safaricom is admired abroad; at home, its success is raising questions.