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While credit cards and debit cards may look almost identical, not all plastic is the same.“It’s important that consumers understand the difference between a debit card and a credit card,” says John Breyault, vice president of public policy, telecommunications and fraud for the National Consumers League.“There’s a difference in how the transactions are processed and the protections offered to consumers when they use them.”With debit cards and credit cards, each payment method has advantages and each is also better suited to certain situations.[cs_content][cs_element_section _id=”1″ ][cs_element_row _id=”2″ ][cs_element_column _id=”3″ ][cs_element_content_area _id=”4″ ][/cs_element_column][/cs_element_row][/cs_element_section][cs_element_section _id=”5″ ][cs_element_row _id=”6″ ][cs_element_column _id=”7″ ][cs_element_text _id=”8″ ][x_feature_list][x_feature_box title=”No Credit Card?No Problem” title_color=”” text_color=”” graphic=”icon” graphic_size=”60px” graphic_shape=”circle” graphic_color=”#ffffff” graphic_bg_color=”#2ecc71″ align_h=”left” align_v=”top” side_graphic_spacing=”20px” max_width=”none” child=”true” connector_width=”1px” connector_style=”dashed” connector_color=”#272727″ graphic_icon=”credit-card”]Looking for the best dating sites and free dating sites in usa without credit card?[/cs_icon_list_item][cs_icon_list_item title=”No one to talk to but your dog or cat or whatever pet or inanimate object that’s keeping you company right now as you read this on your computer or phone?” type=”check” icon_color=”#3cba54″ link_enabled=”false” link_url=”#” link_new_tab=”false”]No one to talk to but your dog or cat or whatever pet or inanimate object that’s keeping you company right now as you read this on your computer or phone?
That way, you get a feel for how the business is run, how you’re treated and the quality of the merchandise before you hand over a card that links to your checking account.With any luck, you’ll never actually have to part with a dollar.The next time you’re dining out, stop and think about what could happen if you hand over your debit card when the check comes.The editorial content below is based solely on the objective assessment of our writers and is not driven by advertising dollars.However, we may receive compensation when you click on links to products from our partners. The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired.
“This is where you want to use a credit card instead of a debit card,” says Garuccio, a former spokesman for the American Bankers Association.